Finance

 

Finance Now's normal lending criteria and loan terms apply. Loan Applications are subject to Responsible Lending Enquiries. Repayments shown are indicative only and include a $55 application fee and a $2.50 monthly service fee. Interest rates for personal loans range from 12.95% to 29.95% p.a. Loan terms range from 6 to 60 months. Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts below.

Furniture Zone accepts Q Card, or if you would like to apply for one you can click HERE to apply for one online now.

Normal credit and lending criteria and fees, including a Gem Visa $55 establishment fee and annual fees ($52 GemVisa / $50 Gem CreditLine), apply. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Prevailing interest rate (currently Gem Visa 25.99% p.a./ Gem CreditLine 29.95% p.a.) applies to any remaining balance on the expiry of the interest free period. Gem Visa / Gem CreditLine is provided by Latitude Financial Services Limited.

Get it now. Pay it off over 4 instalments over 6 weeks. Interest free. 

How it works:     

  • Select Afterpay at checkout as your payment method
  • Log in or create your Afterpay account, with instant approval decision
  • Your purchase will be split into 4 payments, payable every 2 weeks.

What do you need?

  • To be over 18 years old
  • To be a New Zealand resident
  • A credit or debit card

Important to know

Additional eligibility criteria may apply. As part of the approval process, Afterpay may conduct a pre-authorisation on your nominated card. The first payment may be due at the time of purchase. If a payment is not processed on or before the due date, you may be charged a $10 late payment fee, and a further $7 if the payment remains unpaid 7 days after the due date. Sign up at the checkout or on the Afterpay website where you can also view full T&C’s www.afterpay.com/

Get it now. Pay it off in 6 weekly instalments. Interest free.

How it works:

  • Proceed to checkout as normal and select Laybuy as your payment method.
  • Log in or sign up and complete your order in seconds.
  • Choose your payment day, view your schedule, and select pay now.
  • You’re done! your items are on their way. Payments will be taken each week automatically.

What do you need?

  • To be over 18 years of age
  • To be living in New Zealand
  • A credit or debit card

Important to know

You may be charged a late payment fee of $10 if you fail to make payment. Sign up at the checkout or on the Laybuy website where you can also view full T&C’s www.laybuy.com

Get it now. Pay it off over 10 weekly or 5 weekly instalments. Interest free.

For purchases up to $1000

  • Pay your balance in 5 payments every 2 weeks or 10 weekly payments
  • No minimum spend
  • No feeds or interest when you pay on time

For purchases up to $8000

  • Pay over 12 months (26 bi-weekly payments)
  • Available for purchases over $1000
  • An establishment fee $20 and $2.50 monthly account fee

How it works:

  • Select humm as your payment method at checkout
  • You will be asked to join humm or log in if you’re already a member.
  • Nominate your New Zealand MasterCard or Visa credit or debit card

What do you need?

  • To be over 18 years old
  • To be a New Zealand resident
  • To have a permanent job (at least 25 hours a week) or be on a New Zealand Super or Veteran’s Pension.
  • A NZ drivers’ license or passport

Important to know

You cannot use humm if you are insolvent (or declared bankrupt). Lending criteria, $10 late fee, T&Cs apply. An establishment fee of $20 and a $2.50 monthly account fee applies to humm Big Things only. To view Humm's Terms and Conditions, visit https://www.shophumm.com/nz/terms-and-conditions/

Get it now. Pay it off in 10 weekly instalments. Interest free.

How it works:

  • Choose Genoapay at checkout when shopping online
  • Set up your account and we’ll tell you straight away if approved
  • Get it now, pay with 10 easy payments. Interest free.

What do you need?

  • To be over 18 years old
  • A credit or debit card
  • A NZ drivers’ license or passport

Important to know

Available for purchases between $20 and $1,000, subject to approved account limit.

You may be charged a late payment fee of $10 if you fail to make payment. Sign up at the checkout or on the Genoapay website where you can also view full T&C’s  www.genoapay.com/

 

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