Payment Options

At Furniture Zone we want to make it easy for you to purchase whatever you need. With payment options to suit your budget.

All these payment options are available at cart, and in store.

Cash of Credit

We accept Visa or Mastercard

Paypal

• Select PayPal at checkout as your payment method

• Login to your PayPal account securely with just an email and password.

• Pay from your saved debit or credit cards or add a new card.

1. Afterpay

Get it now. Pay it off over 4 installments over 6 weeks. Interest-free. 

How it works    

• Select Afterpay at checkout as your payment method

• Log in or create your Afterpay account, with an instant approval decision

• Your purchase will be split into 4 payments, payable every 2 weeks.

Eligibility

• To be over 18 years old

• To be a New Zealand resident

• A credit or debit card

Important things to remember

• Additional eligibility criteria may apply. 

• As part of the approval process, Afterpay may conduct a pre-authorisation on your nominated card. The first payment may be due at the time of purchase. If payment is not processed on or before the due date, you may be charged a $10 late payment fee, and a further $7 if the payment remains unpaid 7 days after the due date. 

• Sign up at the checkout or on the Afterpay website where you can also view full T&C’s – www.afterpay.com/en-NZ

2. LAYBUY

Get it now. Pay it off in 6 weekly installments. Interest-free.

How it works

• Proceed to checkout as normal and select Laybuy as your payment method.

• Log in or sign up and complete your order in seconds.

• Choose your payment day, view your schedule, and select pay now.

• You’re done! your items are on their way. Payments will be taken each week automatically.

Eligibility

• To be over 18 years of age

• To be living in New Zealand

• A credit or debit card

Important things to remember

You may be charged a late payment fee of $10 if you fail to make a payment. Sign up at the checkout or on the Laybuy website where you can also view full T&Cs – www.laybuy.com/nz/

Finance Options

These finance payment options can offer you an affordable way to get the furniture that’s right for you.

Finance Now

Finance Now’s normal lending criteria and loan terms apply.

• Loan Applications are subject to Responsible Lending Enquiries.

• Repayments shown are indicative only and include a $55 application fee and a $2.50 monthly service fee. 

• Interest rates for personal loans range from 12.95% to 29.95% p.a. Loan terms range from 6 to 60 months. 

• Full disclosure of all of the terms of your loan (including the total amount payable over the term of the loan) will be provided to you prior to finalisation of your loan. 

• Payment Protection Insurance (PPI) is optional and has NOT been included in the payment amounts below.

Visit the URL: https://www.financenow.co.nz/retail-finance/

Q card 

No paperwork, no hassles, just Q.

Furniture Zone accepts Q Card, or if you would like to apply for one you can click HERE to apply for one online now.

• Interest-Free terms and No Payments and Interest terms are available on Long Term Finance (LTF) purchases in-store & online for a limited time only, minimum spending and exclusions may apply, see offer for details. 

• Lending criteria, a $50 annual Account Fee, fees, and Ts&Cs apply. At the end of the Interest-Free period, Q Mastercard Expired Promotional Rate or Q Card Standard Interest Rate of 27.99% p.a. applies. 

• Minimum purchase and/or minimum payment amounts may be required. 

• A $55 Establishment Fee applies to your first Long Term Finance (LTF) transaction, $35 Advance Fee applies to subsequent LTF transactions. 

• Standard Interest Rate applies to Standard Purchases after the 3-month interest-free period ends (Q Mastercard 26.69% p.a. and Q Card 27.99% p.a.). Rates and fees are subject to change. Mastercard and the circle’s design are registered trademarks of Mastercard International Incorporated. 

Thank you for shopping at Furniture Zone, making your house a home.